Default Loan Management

Loss mitigation and preservation of asset values are of principal concern. In the management of your deliquent and defaulted mortgage loans, we interact closely with our subservicer throughout the default process, using one of the best default management platforms available to the industry. We review our client’s loan level information online in order to maintain the best and most timely loan servicing, collection and workout practices for each loan file. Dynamic decision trees are used to determine the best workout solution for each loan and when appropriate, loan modifications, loan restructures, short sales and deeds in lieu will be employed in order to ensure maximum recovery and loss mitigation.

MorCap seeks to maximize the performance of your delinquent and defaulted loans. Through extensive industry contacts, MorCap will interact with our loan subservicer, trustees, attorneys, insurers and other industry professionals in order to effectively manage the performance of your loan portfolio.

*Client input will determine the specific level of asset management services provided on each transaction.